Anything you trade becomes anything you want.
Swap Credits are store credit you earn from trade-ins. One credit is one rupee at checkout — and choosing credits earns you 5% more than the instant discount.
One credit is one rupee.
No conversion tables, no tiers. Your balance is exactly what it takes off your next order.
How you earn
Credits come from trade-ins — verified in person, credited the moment your payout is confirmed.
01
Get a quote
Tell us what you're trading in — any device, about a minute for an estimate.
02
We verify at your door
An agent inspects the device at pickup and confirms its value in person.
03
Choose credits, get +5%
Take the verified value as Swap Credits instead of an instant discount — we add 5% on top.
The 5% is real money.
The same verified device is worth more as credits than as an instant discount.
Instant discount
₹20,000
Comes off this order, right now.
Swap Credits (+5%)
21,000
₹21,000 of store credit — spend it on this order or save it for the next one.
Illustrative example for a device verified at ₹20,000. Your device’s value is confirmed at your door before you choose.
Spending them is automatic
Sign in, add anything to your cart, and your credits come off the total at checkout. You pay only the difference — through Razorpay, like every SwapMyTech payment.
Order total
Credits applied before payment
You pay
the difference
The upgrade loop
Trade what you've outgrown, bank the credits, put them toward what's next — then do it again.
Always in sight
One wallet, read everywhere you shop.
In your header
The coin next to search shows your live balance on every page.
In your account
The Exchange strip tracks devices traded, credits earned, and upgrades bought.
At checkout
Credits come straight off the total. You pay only the difference.
The rules
Short list, no fine-print surprises.
- Valid for 18 months from the day they're credited — we remind you before any expire.
- Store credit, not cash — credits can't be withdrawn or transferred.
- No minimum spend. Use them on any product, any order.
- Every earn and spend is logged in your wallet ledger, line by line.
Credits or instant discount?
Both start from the same verified value — pick by what you're doing next.
Take the discount if…
you’re upgrading right now and want the lowest price on today’s order.
Take credits if…
you want 5% more value, you’re still choosing your next device, or you trade in more than you buy. Credits wait for you — 18 months.
Your balance is safe.
Every credit is server-verified against your trade-in record — nothing lives in the browser. Payments run through Razorpay, orders carry GST invoices, and your data is handled under DPDP consent you control from your account.
Questions, answered
What is one Swap Credit worth?
Exactly ₹1 at checkout. A balance of 5,000 credits takes ₹5,000 off your next order.
How do I earn credits?
Trade in a device and choose Swap Credits as your payout when the agent verifies it. You get the verified value plus a 5% bonus.
Can I convert credits back to cash?
No — credits are store credit. If you prefer money, choose the instant-discount payout at trade-in instead.
Do credits expire?
After 18 months, per credited batch. Your wallet shows anything expiring soon, and we email a reminder first.
Where do I see my balance?
The coin in the site header, your account's Swap Credits page, and at checkout — all read the same server-verified wallet.
Do I need anything special to use them?
Just sign in. Credits apply at checkout automatically — no codes, no bank details.
Start your first swap.
A quote takes about a minute. Choose credits at your door and the 5% is yours.